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We’ve got tax time sorted! Read more here.

Tax Time

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Tax Time 2023

It’s tax time once again...

Here’s a quick guide to what you need to know about your private health insurance info at tax time.

We’ve sent your tax statement directly to the Australian Tax Office

You can now start your annual tax return. We’ve sent all your info straight to the Australian Tax Office (ATO), so it’s all pre-filled for you in the myTax portal.

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Where and when can I access my Tax Statement?

If you need a copy, your tax statement is available to download from the Member Services portal.

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Why does my private health insurance information get sent to the ATO?

We send your tax information directly to the ATO because it’s a legal requirement for organisations like health funds, banks, and employers.

It’s also another way to make tax time simpler. This means, if you’re doing your taxes online or with a registered tax agent, your private health insurance details will automatically prefill.

 

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What's in the Tax Statement?

Your Private Health Insurance Tax Statement includes key information, including:

- all the premiums you paid in the 2022/23 financial year

- any Australian Government rebate on private health insurance amount you received

- the number of days you held applicable private hospital cover (because if it is less than a year, you may be charged some of the Medicare Surcharge Levy).

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Will I get a tax statement this year?

You’ll get a tax statement if you’re a member who:

- had private health insurance during the 2022-23 financial year

- paid a premium.

You won’t get a tax statement if you’re a dependant child (up to the age of 31).

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Reading the Tax Statement

Reading a tax statement can be tricky. Here’s a quick summary of what the key fields on your statement mean:

Health Insurer ID: A three-letter code used to identify each private health fund. 

Membership Number: Your Transport Health membership number. 

Your premiums eligible for the Australian Government Rebate: This is how much per person is eligible for the Australian Government Rebate on Private Health Insurance. (The ATO takes your hospital and extras cover premiums to get this number)  

Your Australian Government Rebate received: This is how much you received from the government rebate. 

Benefit code: This code is for the rebate. It identifies the age bracket people fall into.  

Number of days this policy provides an appropriate level of private patient hospital cover:  This is how many days of the year your policy provides an appropriate level of private patient hospital cover. If your statement says 365 (or 366 in a leap year) then you don’t need to pay MLS.  

Can I get my tax information over the phone?

No, we can’t share this private information over the phone. You’ll be able to download your tax statement from the Member Services portal. You can also give us a call and we'll be able to send you it.

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Does my adult dependant child get a tax statement?

Dependant children aged 18 to 31 can be covered on their parents’ policy, but the tax statement will only list the adults on the policy who aren’t dependant children.

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What if I need more information about my tax statement?

If you have any tax-related questions or need help in completing your tax return, you can call the ATO’s Personal Infoline on 13 28 61 or visit the ATO website.

Tax time can also raise questions about some of the Australian Government’s incentives or rebates that may have an effect on the cost of your premium. You can click here for more information on our website.

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Contact details up to date?

Making sure we have the correct mobile number, email or postal details helps us ensure you’re getting communication from us – when you need it.

And it’s easy to keep them up to date. Just login to the Member Services portal to update your contact details. Or, you can give us a call on 1300 806 808 and one of our friendly team members can update them for you.

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Changes to income thresholds and rates for the Private Health Insurance Rebate

The Australian Government’s income thresholds used to calculate the Medicare levy surcharge and private health insurance rebate, has increased.

From 1 July 2023, the income thresholds are outlined in the table below.

2023–24 Income Thresholds

Australian Government Rebate on Private Health Insurance

 

Base tier

Tier 1

Tier 2

Tier 3

Single

$93,000 or less

$93,001 – $108,000

$108,001 – $144,000

$144,001 or more

Family 

$186,000 or less

$186,001 – $216,000

$216,001 – $288,000

$288,001 or more

Medicare Levy Surcharge

 

0.0%

1.0%

1.25%

1.5%

Note: The family income threshold is increased by $1,500 for each dependent child after the first child (dependent child is defined for MLS and also applicable for the Government Rebate).

For further tax information

To find out more about the private health insurance rebate income thresholds and rebate percentage rates, please visit the ATO website. To calculate your private health insurance rebate, see the Private health insurance rebate calculator.

If you have any tax-related questions or need help in completing your tax return, you can call the ATO’s Personal Infoline on 13 28 61, visit the ATO website or speak to your registered tax agent or accountant.

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Need help from Transport Health?

If you have questions about your Transport Health cover, just give our friendly team a call on 1300 806 808 (Monday to Friday, 8:30am - 5:00pm AEDT) or send an email to enquiries@transporthealth.com.au

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Why should I consider taking out Hospital Cover?

Peace of Mind

Nobody has a crystal ball. Be prepared for whatever happens.

Avoid Waitlist

Receive elective medical treatment sooner rather than later.

Freedom to Choose

Choose the doctor or surgeon who treats you in hospital.

Avoid Financial Penalties

Avoid paying the MLS and LHC if you have Hospital cover.